We Advocate; We Negotiate & We Win.
Our Service Area covers the heart of Central Georgia, including Bibb, Houston, Baldwin, Monroe, Peach, Jones, Crawford, Putnam, Twiggs, Pulaski and Wilkinson. Our Public Adjuster services are extended to other Cities in Georgia and multi-state disaster zones
A public insurance claims adjuster is a licensed professional who exclusively represents policyholders—not insurance companies—during the claims process. They work solely on behalf of the insured to help navigate complex claims, interpret policy language, assess damage thoroughly, and negotiate with insurance carriers to secure fair settlements.
This Critical Distinction Separates Public Adjusters From Other Types Of Adjusters In The Insurance Ecosystem:
- Company Adjusters: Employed directly by insurance companies, their primary loyalty is to their employer, not the policyholder.
- Independent Adjusters: Though not employed directly by insurers, they contract with insurance companies and represent the insurer’s interests, not yours.
- Public Insurance Claims Adjusters: Work only for policyholders and have a fiduciary duty to advocate for your best interests.
Public adjusters must be licensed by the state in which they operate, requiring them to pass rigorous examinations on insurance law, policy interpretation, building construction, and ethical standards. This licensing ensures they possess the knowledge necessary to represent policyholders effectively and adhere to strict professional conduct standards.
Beyond licensing, public adjusters operate under a legal and ethical framework that mandates transparency, fair dealing, and a fiduciary responsibility to their clients. This means they are legally bound to put your interests first—a stark contrast to insurance company adjusters whose job incentives often align with minimizing claim payouts.
Understanding your insurance declaration page and the complex terminology in your policy can be overwhelming. Public adjusters translate this insurance jargon into plain language, helping you understand exactly what you’re entitled to under your policy’s terms and conditions.
With their specialized training in homeowners insurance terminology, damage assessment, and negotiation tactics, public adjusters level the playing field between individual policyholders and billion-dollar insurance companies with teams of specialists working to minimize payouts.
